Terms of Service
Acceptance of Terms
By accessing and using the Velocity Heloc website and services, you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.
Business Purpose Loans Only
Velocity Heloc exclusively provides business purpose loans. Our services are designed for business owners seeking to leverage their property equity for business-related purposes. By applying for our services, you represent that the loan proceeds will be used for business purposes only.
Eligibility
To be eligible for our services, you must:
- Be at least 18 years of age
- Own property in the United States
- Operate a legitimate business
- Provide accurate and complete information in your application
- Have the legal authority to enter into binding contracts
Application Process
Submitting an application does not guarantee approval or constitute an offer to lend. All applications are subject to review, verification, and approval based on our underwriting criteria. We reserve the right to request additional documentation and information as needed.
Accuracy of Information
You agree to provide accurate, current, and complete information during the application process. Providing false or misleading information may result in application denial, loan termination, and potential legal action.
Use of Website
You agree not to:
- Use the website for any unlawful purpose
- Attempt to gain unauthorized access to our systems
- Interfere with or disrupt the website’s functionality
- Use automated systems to access the website without permission
- Transmit any viruses, malware, or harmful code
Intellectual Property
All content on this website, including text, graphics, logos, and software, is the property of Velocity Heloc and is protected by copyright and trademark laws. You may not reproduce, distribute, or create derivative works without our express written permission.
Disclaimer of Warranties
The website and services are provided “as is” without warranties of any kind, either express or implied. We do not warrant that the website will be uninterrupted, error-free, or free from viruses or other harmful components.
Limitation of Liability
To the maximum extent permitted by law, Velocity Heloc shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services.
Changes to Terms
We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website after changes are posted constitutes acceptance of the modified terms.
Governing Law
These Terms of Service shall be governed by and construed in accordance with the laws of [State], without regard to its conflict of law provisions.
Contact Information
If you have questions about these Terms of Service, please contact us at:
Email: legal@velocityheloc.com
Last Updated: November 18, 2025