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Built for Business Owners

Traditional lenders don't understand your business. We do.

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Bank Statement Qualified

Perfect for business owners with strong cash flow. We look at your business deposits, not tax returns.

5-minutes

5-Day Close

Our streamlined digital process means you can close in just 5 days. No lengthy waiting periods.

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Soft Pull Only

Get your quote without impacting your credit score. We only perform a soft inquiry for initial offers.

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How It Works

From application to funding in just 5 days


Icon Apply Online

Complete our simple 30-second application. No paperwork, all digital.

Icon Connect Your Bank Account

Securely link your business or personal bank account via Plaid. No uploading statements needed.

Icon Get Approved

Receive approval within 24-48 hours. Fast decisions, no waiting.

Icon Close in 5 Days

Sign digitally and access your funds. The fastest HELOC in the industry.

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Get Started
Black divider

How It Works

From application to funding in just 5 days


Icon Apply Online

Complete our simple 30-second application. No paperwork, all digital.

Icon Connect Your Bank Account

Securely link your business or personal bank account via Plaid. No uploading statements needed.

home1

Icon Get Approved

Receive approval within 24-48 hours. Fast decisions, no waiting.

Icon Close in 5 Days

Sign digitally and access your funds. The fastest HELOC in the industry.

Get Started
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Trusted by Business Owners Nationwide

Join thousands of business owners who have accessed their home equity the smart way. No tax returns, no lengthy approval process, just fast funding when you need it.

$250M+

Total Funded

5 Days

Average Close Time

4.9/5

Customer Rating
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"As a business owner, I write off everything I can. Traditional banks rejected me based on my tax returns, but Velocity Heloc looked at my actual business income. I closed in 5 days and got the funds I needed."

Michael Rodriguez
Construction Business Owner

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"As a business owner, I write off everything I can. Traditional banks rejected me based on my tax returns, but Velocity Heloc looked at my actual business income. I closed in 5 days and got the funds I needed."

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Michael Rodriguez
Construction Business Owner

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Ready to Access
Your Home Equity?

Join thousands of business owners who trust Velocity Heloc

Start Your Application
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Ready to Access
Your Home Equity?

Join thousands of business owners who trust Velocity Heloc

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Start Your Application
Get Started